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Artículo en revista académica

calendar_month Publicación: 01/01/2016

Responsible Personal Finance: The Role of Conscientiousness in Bank and Pension Savings in Chile

Autor: Edgar Kausel, Erwin Hansen, Pablo Tapia

We investigate the role of trait conscientiousness, from the Big Five personality traits, in explaining individual saving behavior. Conscientiousness is a disposition to be responsible and pursue non-immediate goals; thus, we expect this trait to positively predict saving behavior. Using a nationally representative survey from Chile, we find the expected effect of conscientiousness on pension and bank savings.

Fuente: International Review of Finance

Volumen: 16, Número 1, Páginas 161-167

IF-2015: 0,595, AI-2015: Not Available

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